APR Disclosure

APR (Annual Percentage Rate) relates to the yearly cost of funds over the loan's lifetime. It also includes all the extra charges that are associated with the loan. Due to the APR's bottom-line number, the consumers can easily compare the rates and find the best option. The APR of the credit may vary from state to state. It may depend on several factors: the state's requirements where the lending is processed, lenders' disposition, your credit score, etc. APR is not stable and may change. Before signing a loan agreement, the lender should provide the loan’s exact terms and represent the APR.

Material Disclosure

Directfundtoday.com is a platform that acts as an intermediary and helps to connect lenders and borrowers. We are not lenders and do not provide loans, and accordingly, we cannot approve or reject your loan application. We facilitate the processing of the loan. As soon as you submit your loan request, we redirect it to the reliable lenders cooperating with us. Be aware that irrespective of the fact that the maximum sum of the loan is $2500, not every lender is ready to lend this sum. Each lender comes with different terms and APRs. It’s up to the borrower to sign the loan agreement after carefully reading it or discontinue the loan processing. The approval of the loan does not mean an obligation to take it. You can cancel the loan transaction in case of finding any points uncovered in the loan agreement or if the terms seem unsatisfactory to you.

For specifying whether you are eligible for the loan or not, the lenders may collaborate with authorized bodies to verify your identity and run credit checks.

These disclosures on our Website are aimed at informing you and cannot be considered a legal document. The use of our services is regulated by our terms and conditions and Privacy Policy.

Exclusions

Our services may be restricted to the residents of Arkansas, New York, Vermont, and West Virginia. The list of states that pose some restrictions on short-term loans may be updated without prior notice.

Credit Implications

Be aware that the final decision of approving your loan request belongs to third-party lenders. When you submit your loan request form, you automatically agree to allow third-party lenders to verify the information provided by you. Before taking out the loan, the borrowers should consider their current financial state and all the possible implications. Take out the amount you can afford to pay back as late repayments can result in extra charges and even go under the collection. The terms and conditions of loan implications may differ from lender to lender. We strongly advise reviewing the renewal Policies.